Charlotte Ostergaard "Its only the intellectually lost who ever argue"
Department of Finance -- Oscar Wilde
Norwegian School of Management--BI
PO BOX 580, 1302 Sandvika How financial markets really work
Norway
Tel: +47 67 55 71 15, Fax: +47 67 55 76 75
Email: charlotte.ostergaard@bi.no
Recent and/or current employment (other than Norwegian School of Management, aka BI):
Norges Bank, Research Division, 2003--present.
Financial Markets Group, London School of Economics, 1997--2000.
Curriculum Vitae (pdf).
Publications:
"Permanent Income, Consumption and Aggregate Constraints: Evidence from the U.S. States,"
with Bent E. Sørensen and Oved Yosha, Journal of Political Economy, 110(3), 2002, 634--645.
"The Financial Services and Markets Bill, Guest Editorial," with Charles Goodhart,
Journal of Financial Regulation and
Compliance, 6(4), 1998.
"IOSCO Risk Management and Control Guidance for Securities Firms and Their Supervisors,"
Financial Regulation
Report, April 1998.
Working papers:
"U.S. Bank Branching Deregulation, Small Businesses, and Interstate Insurance of Personal Income,"
with Yuliya Demyanyk and Bent E. Sørensen, April 2005 (updated version).
"Cross-Border Diversification in Bank Asset Portfolios," with Claudia M. Buch and John C.
Driscoll, November 2003.
"Capital Market Imperfections and Banks' Loan
Supply: Does the Structure of the Bank Sector Matter?," June 2001.
"Forbearance, Charter Values and Banks' Choice of Asset Risk," April 1998.
Links to webpages for courses I teach at the Master's level at BI, Sandvika (restricted access):
GRA6025 Financial Management
GRA6532 Introduction to Derivatives and Risk Management
Links to webpages for courses I teach at executive or MBA-level (restricted access):
MAN module 5: Financial Risk Management